The Chinese Year of the White Metal Rat starts today on January 25, 2020, and ends on February 11, 2021. Are you wondering how this Rat Year will affect your financial life?

Will you do well at work? Will you get rich? It depends on what’s your Chinese zodiac animal.

1. THE RAT

The years of the Rat are 1912, 1924, 1936, 1948, 1960, 1972, 1984, 1996, 2008, 2020, and 2032.

This is the year you need to start thinking about your future from a financial standpoint. If you are unhappy with your job or aren’t making enough money, you might want to consider looking for a new job this year. 2020 would also be the best year to get rid of all of your financial debt.

Make any necessary repayments and avoid incurring more debts by only buying what you absolutely need. If you use your aggressiveness and charm right, you could succeed in the workplace; but keep in mind that you have to put in the work, too. If done right, there will be opportunities for a raise or a promotion.

Career luck: 3 stars out of 5

2. THE OX

The years of the Ox are 1913, 1925, 1937, 1949, 1961, 1973, 1985, 1997, 2009, and 2021.

The Ox needs to be careful with money this year. If you have invested in shares, 2020 shows that you should be concerned due to the uncertainty in market performance. Be smart in your decisions. If you just started a new job, be careful with your new work environment. Be careful with your expenses this year, as well.

While projects may come and go for you this year, the speed of things will be pretty calm and stable. If you talk to your co-workers and superiors about your challenges at work, you should be able to handle them with grace. Use your natural skills and plan things ahead to overcome all obstacles and to shine at work.

Career luck: 2 stars out of 5

3. THE TIGER

The years of the Tiger are 1914, 1926, 1938, 1950, 1962, 1974, 1986, 1998, 2010, and 2022.

The work of the Tiger will pay off in 2020. You don’t have to make any changes in your career in order to excel. Just do what you have been doing, and you will get a bonus or promotion pretty soon. You may have to put off some of your plans for the time being to focus on work, though.

Since your career luck is good this 2020, you might want to take this chance to start a new business. You will definitely get good results with hard work.

Career luck: 5 stars out of 5

4. THE RABBIT

The years of the Rabbit are 1939, 1951, 1963, 1975, 1987, 1999, 2011, and 2023.

The Rabbit needs to work hard this year. Gain more knowledge in your career path, learn new skills that can help you out, and make it a point to work with others. In fact, your co-workers could be your best assets at work this year. Your superiors will be appreciative and rewarding, as well.

If you have incurred any debts, 2020 is the year to pay them all off. Focus on paying things off instead of buying new things. Expect some changes in your financial life this year, but it will be all the better for your future.

Career luck: 2.5 stars out of 5

5. THE DRAGON

The years of the Dragon are 1928, 1940, 1952, 1964, 1976, 1988, 2000, 2012, and 2024.

Career opportunities are abound for the Dragon this year. If you want a promotion, this is the year to ask for it. This is also the year to get along with your co-workers better and work on your teamwork skills. Keep doing what your superiors ask of you and try to focus on your big work goal this year. Avoid unnecessary risks.

While you will become more confident at work this year as people acknowledge your best qualities, don’t overwork yourself. Emotional instability could lead to poor productivity.

Career luck: 3 stars out of 5

6. THE SNAKE

The years of the Snake are 1917, 1929, 1941, 1953, 1965, 1977, 1989, 2001, 2013, and 2025.

A year of change awaits the Snake. Things will diversify itself in your career and there will be more career opportunities for you, as well. If you are more of a team player this year, you could get a raise or a promotion. Either way, work hard and you will see a lot of improvements in your career.

You may want to clean up your budget this 2020, though. Pay off old debts and avoid buying things on impulse. Making small purchases every now and then won’t cause any trouble, though.

Career luck: 4 stars out of 5

7. THE HORSE

The years of the Horse are 1930, 1942, 1954, 1966, 1978, 1990, 2002, 2014, and 2026.

The Horse will experience a year of advancement at work. It goes without saying that you will need to work your hardest to deserve that upgrade. Learn how to work with your team better, so you will shine at work more. By the middle of the year, you will have made enough progress to take a break and rest for a while.

You might end up overspending and trusting the wrong people this year, though, thus putting you under a lot of pressure. However, if you focus on work and talk less, all of this can be avoided. If you are thinking about leaving your current workplace, don’t.

Career luck: 3.5 stars out of 5

8. THE GOAT

The years of the Goat are 1931, 1943, 1955, 1967, 1979, 1991, 2003, 2015, and 2027.

2020 is the year of surprises at work. The stars might throw a few hurdles your way and you will be faced with attractive offers all around; but if you stick with your current job and dedicate yourself to it, you are sure to prosper within a short period of time. In fact, your career could reach a new high with detailed planning, good timing, and the right people.

Get to know your workmates better this year, too. They will prove to be great stepping stones in the advancement of your career. Use your creativity and special talents at work to stand out and be more productive. Don’t forget those who will help you along the way in the end, either.

Career luck: 4 stars out of 5

9. THE MONKEY

The years of the Monkey are 1932, 1944, 1956, 1968, 1980, 1992, 2004, and 2016.

The Monkey will be rewarded for being spontaneous this year, but make sure you do so moderately as it could also get you in trouble. While creativity is encouraged, it would be best to ask your superiors first, so as not to affect you negatively later on. It would also be advisable to maintain good relations with your co-workers this year to make work run more smoothly.

2020 looks to bring important changes at work, so prepare yourself. Make sure you maintain a confident demeanor even when you don’t feel confident. At home, work on other hobbies that could make you money for a more fulfilling 2020.

Career luck: 3 stars out of 5

10. THE ROOSTER

The years of the Rooster are 1933, 1945, 1957, 1969, 1981, 1993, 2005, 2017, and 2029.

The Rooster will experience financial satisfaction this year. Just make sure you don’t make any rash decisions without thinking about the consequences first, no matter how impulsive you might feel. Expect to receive blessings from benefactors along with new tasks and possibilities.

Expect new projects to be handed to you this 2020, as well. Show off your skills and do your best when they come. Work on other hobbies that could make you money, too. Little things can help out greatly when you’re budgeting. If you can balance work with personal life this year, you will definitely have a great 2020 ahead.

Career luck: 5 stars out of 5

11. THE DOG

The years of the Dog are 1922, 1934, 1946, 1958, 1970, 1982, 1994, 2006, 2018, 2030, and 2042.

This is the year of luck for the Dog’s career. That doesn’t mean that you shouldn’t work hard, though. Pay attention to project details because you could get in trouble for missing parts. Maintain good relationships with your co-workers, as well, since they will be able to help you out when you need it. Be wary of betrayal by subordinates, though.

Emotional instability and stress are also forecasted for your 2020 since you will be working more this year. However, you will also make more money to help you pay off past debts and help you overcome any potential financial trouble in the end.

Career luck: 4 stars out of 5

12. THE PIG

The years of the Pig are 1935, 1947, 1959, 1971, 1983, 1995, 2007, 2019, and 2031.

This is the year for the Pig to get ambitious. With the right timing, you could get a promotion at work. Keep in mind that this will result in more responsibilities and more authority, though, so be prepared. Keep up the good work and don’t get too distracted by the comfort that will arise from this.

While working hard is a must at your job this year, don’t forget to take some time off and actually spend time with your loved ones, too. If you are able to balance work with your personal life, you are sure to have a great 2020 ahead.

No matter what the stars might say, though; keep working hard this 2020, aim for your dreams, and strive to always be happy in your workplace. Happy New Year!

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